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If you had bought a home 5 years ago for $250,000, that house based on the last 5-year growth rate as of the first quarter of 2007, would be worth over $380,000 today!
With real estate being such a secure and productive investment, it's a good idea to get acquainted with the professionals you need to make a home buying transaction smooth and successful.
New Home Buyers
To find both the right real estate agent and lender, get referrals from family and friends. Do research online. Ask your potential real estate agents and lenders lots of questions! They should seem willing and able to answer any and all questions you may have. The more you ask, the more educated you can be to make the right decisions.
A good real estate agent should show you many houses that fall within your price range so that you know what's on the market and can compare each one to how well they suit your needs. A good mortgage banker should be willing to guide you through the entire mortgage process. Make sure you feel at ease with each person. They should be friendly and accommodating to your needs—you don't want them to pressure you into doing something you're not comfortable doing.
Move-up Buyers
Get the mortgage advice you need. Your biggest investment is your home, and our Buyer Power home loans give you the edge you need to make the most of it. You could have up to a 30% lower mortgage payment, lower interest rates, flexible payment options, no down payment, no closing costs ultimately giving you a lot more home buying power. We offer a number of different types of mortgage options to fit your individual financial situation.
All Buyers
Whether you are a First-time homebuyer, move-up buyer or an investor, it's critical that you get the facts on all the options that are available to you BEFORE you start your search for a new house.
Having a professional and certified pre-approval is extremely important as it gives you bargaining power and leverage as you visit properties and start negotiations. It's the closest thing you can be to a cash buyer. You have a clear advantage over other home buyers because the seller knows that your offer is good.
If you would like to start the process and apply for new home loan, click here
Otherwise you can contact us for more information. One of our loan counselors would be happy to answer any questions you may have and provide you expert analysis of loan options you can review at home.
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